Breaking the mold on insurance.
Built on Transparency.
Driven by Your Best Interest.
Who We Are
Our mission is simple: to care for families like our own—helping them thrive today while safeguarding their future.
As a fourth-generation firm, we understand that long-term relationships are built on predictable guidance, clear communication, and steadfast integrity. Clients trust us because we operate with transparency, reliability, and consistency.
Products in Partnership with GP Agency
Capstone Suite
These are indemnity based, employer sponsored/employee funded, voluntary preventative health programs offered on a pre-tax basis. They do not disrupt or replace any of your business’s current medical or supplemental plans; they simply enhance your current benefits. These programs result in a net savings for your business while also providing an increase in take-home pay for your employees.
Some of the benefits in these packages include tele-health for your family and pets, a prescription discount program, identity theft protection, legal services, and so much more.
Market Health
A major medical plan delivering ~20% average savings, strong networks, and high member engagement. We achieve this through dedicated PBM partnerships, optimized stop-loss insurance, and a streamlined model. We ensure predictable costs, improved outcomes, and employee satisfaction.
Key features for eligible groups include zero-dollar or reduced:
Products in Partnership with Origin
Social Media Cost Recovery
Hundreds of cases are currently consolidated in a federal Multi-District Litigation (MDL No. 3047) against companies including Meta Platforms (parent of Facebook and Instagram), TikTok, Snap Inc., and others. These lawsuits allege that the platforms intentionally designed addictive algorithms, failed to implement adequate safeguards for minors, and neglected to warn users about known risks.
Our team partners with school districts and communities to evaluate potential claims, pursue cost recovery, and seek accountability for practices that have placed measurable burdens on educational systems and families. We stand ready to assist you in understanding your options and supporting your community’s path forward.
PFAS Reimbursement
We are actively assisting eligible water systems, municipalities, fire departments, and related entities in securing remediation funding through the ongoing PFAS litigation. Our team manages the entire claims process—from data collection and damages analysis to settlement strategy—ensuring you pursue the maximum recovery available while minimizing administrative burden on your staff. If your organization has incurred costs related to PFAS testing, treatment, or cleanup, we are prepared to help you evaluate your eligibility and take the necessary steps to recover those funds.
R&D Tax Credits
Whether you work in technology or agriculture, you could qualify for a reimbursement on dollars spent improving your product or techniques. Schedule a consultation and let us surprise you!
Contact Us to Find Your Way to a Happier Financial Future.
info@bear-benefits.com
Breaking the mold on insurance.
Built on Transparency.
Driven by Your Best Interest.
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